Luznar Family Will Hang More Massive Yard Signs, Continuing Epic Foreclosure Battle

Categories: Broward News
Luznar__ginger.jpg
via Ginger Luznar
Luznar and her husband with sign they made in protest of their foreclosure. ​
Ginger Luznar, who hung gigantic signs in her yard a month ago protesting her foreclosure, is not giving up the fight for her home. The Pembroke Pines woman and her family are at the apex of fraud, she says, blaming banking errors as well as dicey law firms for the murk of homeownership gone awry she's been navigating for three years.

Next weekend, on April 22, she says she will rehang huge signs in front of her home. She also plans to display an enormous shark on her roof, signifying Deutsche Bank ("They're predators," she says), and a robot signifying the Ben-Ezra & Katz law firm (currently under state investigation). "It's going to look like people who decorate for Christmas, [and it will] cover every square inch of my yard," Luznar says.

Luznar's father-in-law is Jimbo Luznar, the 84-year-old owner of Virginia Key landmark Jimbo's Place. At his annual birthday celebration last weekend, Ginger set up a tent adorned with more signs (including one about her bank with an accompanying photo of Hitler) to inform partygoers about her plight. She will rehang these in her yard next weekend, alongside dozens of others.

Luznar, who started a website detailing her case, says she made all of her payments in accordance with the modification agreement she negotiated in 2008. She says the bank lost track of her payments and subsequently foreclosed on her home three times only to dismiss the proceedings each time. Now, her home is in foreclosure a fourth time. Luznar says she never received a notice before being told in March 2010 that she must leave her Pembroke Pines property. In an emergency hearing, a judge ordered that she could stay in her home until the situation is sorted out.

The media relations director of Deutch Bank emailed a statement about their involvement in cases like that of the Lunzars (pasted below). (In plain English: Deutsche Bank is the institution backing the mortgage, but the loan servicer -- American Home Mortgage Servicing Inc., in the Lunzars' case -- is responsible for processing foreclosures.)

Deutsche Bank National Trust Company acts as trustee for securitization trusts and, in some cases, as custodian for the mortgage documents. The trust company itself has no beneficial ownership stake or interest in the underlying mortgage loans of a securitization. As trustee, the trust company holds legal title to these loans for the benefit of mortgage securities investors in the securitization trusts. Pursuant to the contracts for the different securitization trusts, loan servicing companies, and not the trustee, are responsible for foreclosure activity, maintenance of foreclosed properties and resale of foreclosed properties. Loan servicing companies must fully comply with all federal, state, and local laws and regulations applicable to these activities.

Pursuant to the aforementioned contracts for securitization trusts, loan servicers, and not the trustee, are responsible for foreclosure-related legal proceedings. The attorneys and law firms who oversee foreclosure proceedings on behalf of the trusts are engaged by loan servicers rather than the trustee.  Loan servicers are obligated to adhere to all legal requirements, and Deutsche Bank, as trustee, has consistently informed servicers that they are required to execute these actions in a proper and timely manner.

Below are signs that she hung at Jimbo's 84th birthday party last weekend and that she says she will post in front of her home next weekend.
Luznar__bank.jpg
via Ginger Luznar
Luznar not-so-subtly compares her mortgage provider to Hitler.


luznar_tent.jpg
via Ginger Luznar
Luznar's tent at Jimbo's 84th birthday party.

luznar_crowd.jpg
via Ginger Luznar
The crowd at Jimbo's gathered as Luznar spoke about her situation.
Luznar_sign.jpg
via Ginger Luznar


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109 comments
David118
David118

I hope the people who are doing this to you go to HELL!!!!!!!!!!!!    I have seen what this has done to this family! WAKE UP YOU MORONS. In the end you will PAY!

anonymous
anonymous

The bank is wrong for what they are doing. The bank needs to take responsibility for the things have have done. This poor family is going to lose their home because the bank doesnt want to take the blame for losing important papers. Your wrong bank, just admit it!

Ginger Luznar
Ginger Luznar

Thank you to everyone who has supported us in this fight of our life!!!

Malcolm King
Malcolm King

They always advertise family values, trust and all that good stuff but what they really mean to do is hurt good families while hiding behind lies and fine print and jump in every loop hole they can find just to take whats yours.. And they do it with a big smile

Dana Marie Duncan
Dana Marie Duncan

I think this is bullshit. Not only should you get to staying your home you should be reimbursed financially for the amount of hours you have spent on proving your innocence. These people do this for a living they are getting paid by the hour to screw up and we have to manage to fit it in to our schedule of FREE  time. Who has FREE time anymore? I know I dont. I am pretty sure the Luznar's dont either.Really come on now these mortgage companies should have to answer to someone before placing your home up for foreclosure. and trying to boot you out.I just had a company come by to take pictures of my house for short sale purpose's and we are not up for short sale. What gives these people the right to do such a thing and scare you have to death that the home you have built will no longer be yours , and all due to an error. ERROR my ASS. This all is because some uneducated non licensed person has control to do so. I think all personnel connected in such a powerful position should be held accountable for there ERROR"S and should have to be licensed in some way.Good Luck to the LUZNAR FAMILY should you need some help holding signage I will stand up for you any time any day !!!!         

Celenabreach
Celenabreach

Something is seriously wrong with our financial system when they will work this hard to take from a family working hard to do the right thing. How does this even get this far? Someone's head should be on a platter! Step up justice and prove to us all that you're still there!  

Shortestshorty57
Shortestshorty57

I've known ginger for seven years now! She has proven time and time again to be trustworthy! I stand behind her on this!

Marky221
Marky221

These financial institutions should be slapped hard. I know they are under investigation and have criminal charges being concidered against them for the lies and fraud they have used to take properties illegally. I went through a forclosure but I couldn't pay the mortgage anymore and the house was not worth what I paid for it. I couldn't imagine how you feel. I would feel persacuted after 3 fileings. Are they stupid? I will be watching your case closely!

Timboland25
Timboland25

It's sad to see people losing their homes to fraudulent foreclosures. They think that they can take your home because you don't have the money to fight back. I'm Timbo,the youngest son of the Luznar family and this is my home. I've lived here my whole life and never even thought of leaving. These people have caused more pain in my family then anybody could ever imagine and I think it's time for somebody to put an end to this. These people are crooks that do everything in their power to put people on the streets and it's about time for somebody to put an end to it. -Timbo luznar

CARLO25
CARLO25

I DON'T KNOW MUCH ABOUT A MORTGAGE BUT I DO KNOW THE LUZNARS ARE HONEST, CARING AND GIVING PEOPLE. IF THEY SAY THEY PAID THEN THE DID. I HATE THIS BANK FOR WHAT THEY ARE DOING TO YOU.

CARLO

John
John

Can the US deport a bank? That's what Deutsche Bank deserves for doing this to poor, innocent people who *paid* their mortgage bills. There is something wrong with a bank that has such poor internal communication that they can screw up this bad. What's worse, they may find the error *after* all the damage has been done and then get away with an "oops, my bad"! I hope the Lunzars sue the pants off Deutsche bank and get a free house out of the deal for the pain and suffering they've been through the last three years. And then the bankers ought to be packed up and shipped back to Frankfurt, Germany. The moon would be better but that's not feasible.

Keith
Keith

NEW TIMES RULE KEEP US ALL POSTEDWE SUPPORT THE LUZNARS THE LUZNARS COACHED LITTLE LEAGUE FOR YEARS . THEY ARE GOOD HARD WORKING PEOPLE WHO ARE GETTING THE SHAFT! DITTO!

MaryFolken12
MaryFolken12

Keep the spirit ! Tell the truth and the truth will set you free.

Rpearson
Rpearson

I applaude your attorney for standing up to these rotten bunch of money hungry Bankers. As for Ben Ezra and Katz the judge could not have put it better they are ROBOTS. I hope they lose their right to to ruin anymore lives. Keep fighting and I will keep reading.

Jpeace
Jpeace

Don't stop untill you see the whites of their eyes!!

Richard
Richard

I drove by the Luznar home on Saturday and found the Mr. out front...they have decided to do the protest this coming weekend to conflict with Easter Weekend celebrations....Visit them this weekend and support them. Richard

Josiesullavin
Josiesullavin

I am sick and tired of hearing about the banks and law firms who "think" they live by a seperate set of rules and laws. The the heavens that the judges are catching on to there manipulative ways. They are ruining lives and just don't care.

Josie

DONNA SHAE
DONNA SHAE

DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz BLOODDEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz SUCKINGDEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz LIERS

CARLOS CORREA
CARLOS CORREA

DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz

DOWN WITH ALL OF THEM!!!

BOJANA OZEEVIC
BOJANA OZEEVIC

DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz These companies should take responsibility for their wrong doing. It is a shame when a person does the right things and gets pulled down for it. I know HUMANITY is not is their vocabulary. Maybe it is time someone taught them the meaning of the word.

Adela Holmes
Adela Holmes

What doesn't kill you makes you stronger is what my mother use to say. I agree but still think some actions NEED to be accounted for and this is a prime case. Stay strong Stay positive and think of your sons. The truth will come out and they will HAVE to answer for it!

Tim V
Tim V

I feel so badly for this family. I think they are getting railroaded. My son plays baseball with the Luznar's son and I know they are a good family. They couldn't have picked out a nicer family to do this to. I know their son has suffered for this also. It really should be a crime.

KERR ADAIR
KERR ADAIR

DEUTSCHE BANK, AMERICAN HOME MORTGAGE & BEN EZRA&KATZ

BE ACCOUNTABLE!!

Kathryn Ziel
Kathryn Ziel

Lets not forget the serveing company that did not serve this family. Imagine someone tellig you to get out . out of the blue. Talk about panic! It would take me a year just to pack. Seriously what is going on in our court rooms? What do these banks have to win from this one family. They paid now the bank should pay THEM.

Tom
Tom

NEW TIMES RULE KEEP US ALL POSTEDWE SUPPORT THE LUZNARS THE LUZNARS COACHED LITTLE LEAGUE FOR YEARS . THEY ARE GOOD HARD WORKING PEOPLE WHO ARE GETTING THE SHAFT!

Martha Rubin
Martha Rubin

She says the bank lost track of her payments and subsequently foreclosed on her home three times only to dismiss the proceedings each time. Now, her home is in foreclosure a fourth time. Luznar says she never received a notice before being told in March 2010 that she must leave her Pembroke Pines property. In an emergency hearing, a judge ordered that she could stay in her home until the situation is sorted out.

How can they ge away with this?

Paul Skalten
Paul Skalten

Scrooge looks like a saint compared to these MORONSDEUTSCHE BANK, AMERICAN HOME MORTGAGE & BEN EZRA&KATZ

Cullen
Cullen

I would NEVER trust Deutsche Bank with my money and hope many people who read this will investigate their banks background and integrity befor they trust ANY financial institution. Deutsche has a history of ignoreig humanity and fairness.. Guess they haven't changed in that regard. IF you have them as a banker get out while you can.

I am with Ken INVESTIGATE your bank!!

Ivoryspirit101
Ivoryspirit101

NY Times set to hit millsJune 22, 2010

Word on the street is that the NY Times is coming down to South Florida and will be checking out some “rocket dockets” and mill action.

IHope they look at your files!

Mr. Cohen
Mr. Cohen

DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz Rotten to the core. I will send this link to everyone I know.Keep it going Luznar Family

Cohen
Cohen

I have heard of horror stories with fraudulent forclosures. This is by far the most unfair unjustified case I have heard of and I work for a bank. I am sure you will come up on top!

FINEMAN
FINEMAN

STOP TAKING ADVANTAGE OF THE PEOPLE THAT SUPPORT THIS COUNTRY

Jon Wards
Jon Wards

DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz Call The New York Times .. Make sure everyone knows your story. Power in numbers. Count me IN!

SHAME ON ALL OF YOU

Cindi
Cindi

DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz I will be taking my banking and investments to another Bank who knows what and who they are the Trustee for and what they are doing to undeserving people. Count on it!

Jayward
Jayward

I think I would have a heart attack if this happened to me. We are not talking about a forclosure but a family not just a house but a home. How dare these powers that be Rob a family of their god given right to be happy and enjoy their future. The Banks really did an injustice this time.

Kaylliene Ficher
Kaylliene Ficher

EVIL IS AS EVIL DOES... DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz

Daniel Rabb
Daniel Rabb

DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz

DEUTSCHE Bank National Trust, Are nothing but sabatargers of the american dream, and wouldprobably kick their own mother out for the right amount.

American Home Mortgage, Should change their name to American Home wreckers

Ben Ezra & Katz

You KNEW this was a fraudulent forclosure. You are a DIRTY LAW FIRM!! Money grubbing bottom dweller.

Luznar Family... FIGHT FIGHT FIGHT FIGHT Take what THEY hold dear.. their MONEY!!!

Valuet Welles
Valuet Welles

DEUTSCHE Bank National Trust, ............. National TRUST . That is a JOKE. American Home Mortgage, ...................... Doesn't know what they are doing.Ben Ezra & Katz ...................................... They know exsactly what they are doing but don't care as long as their bank account keeps climbing. You should all be out of business and in JAIL like any other common theif!

Sharon Hamtton
Sharon Hamtton

I wish Ginger , Thomas and their two sons the best and pray that this bank will settle with them and do the right thing.

Mr. Bencosme
Mr. Bencosme

DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz What a tangled web we weave when we practice to deceive. They are beyound practice but have it down to an art.

Emma Arrosha
Emma Arrosha

DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz THEY ARE BLOOD SUCKING MONEY HUNGRY SOULESS WASTE OF SPACE . KEEP FIGHTING THESE MACHINES.

Warren
Warren

​ DEUTSCHE Bank National Trust, American Home Mortgage, Ben Ezra & Katz They are criminals and the worst part is THEY KNOW THEY ARE.. It has to stop.

Marie Medina
Marie Medina

Bravo to the New Times. I support the Luznar Family!​

Mike Araujo
Mike Araujo

I am family to the Luznars so know first hand what my uncle aunt and cousins have gone through due to the lie until you drop institutions Deutsche and Ben Ezra and American Home The truth will come out and the Banks and Ben Ezra are NOT going to like it one bit. I can only hope they have lost 1 percent of the sleep that my family has lost.

Simon Fernandez
Simon Fernandez

Look at what you are doing to your own reputation. Steve you say it like it is!!I have learned to distrust most banks. For one they are never wrong and if they are they all do the same thing. Lie lie lie lie lie and lie and if that doesn't work they start pointing their greedy little fingers at everyone else just like Deutsche is doing now. Ben Ezra I am sure is laughing all the way to the bank

Lisa Glover
Lisa Glover

Leave the Luznars alone DEUTSCHE Bank National Trust, American Home Mortgage, and Ben Ezra & Katz . For Gods sake how many banks does it take to mess up ONE LOAN and keep it messed up for TWO years? The institutions involved have to be doing this on purpose. Why? Because their never wrong. NOT!! You better think about setteling with this family because is you go to court with a jury of the Luznars peers.. YOU ARE GONE!!!

Daniel Dimassa
Daniel Dimassa

I saw the Hitler sign at Jimbos Place. Hey, Still Stealing After All These Years! Can't argue with the truth but you can bet your underware they will argue and try to sqirm their way out of this. Don't let them. Be a voice for many. STOP screwing people just because you "think" you can.

James McLucus
James McLucus

This is pure Bull Shit! How do they live day after day knowing they are causeing pain needlessly to a family that did nothing wrong.

Silverman
Silverman

I agree John... Maybe we should rally to DEPORT them.!! Rotten stealing SOB's Maybe we need contact the Jewish community to help with this situation.

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