Family Defends Foreclosed Home with Enormous 'We Are Fighting Back' Signs

Categories: Broward News
foreclosure1.JPG
via Ginger Luznar
The Luznar family posted signs in front of their home to protest their home's foreclosure, which they say is fradulent. ​

A Pembroke Pines family with a foreclosure case pending against them is attempting a new tactic to draw attention to their plight. Ginger Luznar and her family posted huge signs in their yard with messages like "The bank is trying to steal my home." 

"When you feel helpless...what do you do?" Luznar says, "I'm desperate. I feel helpless."

She and her family hung the signs on Friday, after informing neighbors and having them sign-off on the idea. Her neighborhood fully supported her, she says. Some people even wrote encouraging notes. "I don't know how else to fight this. I'm not bringing my signs down," she says.

luznar.JPG
via Ginger Luznar
Click to enlarge.
Luznar's lawyer, Martin McCarthy, says that the family entered into a modification agreement with Deutsche Bank and that the bank brought foreclosure suits against the homeowners several times, only to subsequently dismiss them.

The most recent time, however, the bank started foreclosure processes without serving the proper documents to alert the homeowners."[Luznar] proved to the court that she had never been served," McCarthy says, adding that the family found out that their home was in foreclosure when the sheriff came to evict them.

In an emergency hearing, the Luznars successfully proved that they did not know their home was once again being foreclosed on; they acted in a timely manner once they found out, and they showed that they had paid their mortgage as dictated by their modification agreements. Meeting these three conditions allows the family to stay in their home while the foreclosure case is sorted out and brought in front of a judge.

"They've taken our money, our security, our piece of mind. I have to fight back somehow and how do you fight a bank?" Luznar says. She and her husband spent money set aside for her son's tuition to fight their foreclosure. Luznar also created a website at www.fraudulentforeclosure.us.

luznar 2.JPG
via Ginger Luznar
 


Follow The Juice on Twitter: @TheJuiceBPB.




Sponsor Content

My Voice Nation Help
30 comments
Duncanclan2002
Duncanclan2002

LUZNAR PRIDE FIGHT FIGHT FIGHT !!!!!! dont give up and i am sure you have more supporters than you think.Keep up the good work and know WE all stand behind you and your family. If there is ANYTHING you need just ask.I think it is time to get T.V involved...not just the paper. I would like to thank the press for printing this story. Just makes you think how many more people is this happening to that cant fight back....Now these people have used there son's college money to protect there home. Is there a way to set up a web site for donations? can anyone do this for the family to help them out ?          

Pjb448
Pjb448

It seems you're entitled to a 'damages' (loss of son's college savings, attorney and other fees) lawsuit, as well as criminal negligence for your physical and emotional suffering because it keeps happening. There are mistakes, and then there is negligence. Lots of people are rooting for you; get your attorney to file the suit and STICK IT TO THEM. Don't overlook contacting your Senator, Congressman, the Banking Commission, CNN, etc. GO GINGER!

Tropicalron9
Tropicalron9

stick with it. keep fightin...its tiresome, but they expect everyone to give in. an, from readin above comments, make sure that you have 'guaranteed' information that your payment went to the right place...dont trust anyone! i'd be dead if it was'nt for my girlfriend, now wife, didnt stick it out thru my 5 strokes. they threw every curveball they could. still standin! now, we jus bought a house. the US Government tried to...'i have no language that i can use', but it took us more than a year an a half after making the deposit! stick to your guns!

Hu Flung Poo
Hu Flung Poo

If you don't pay, you don't stay. It's that simple.

MarleyFox
MarleyFox

I am a neighbor of the Luznar's and have been in their home as Ginger called her Mortgage company repeatedly only to be be told that were working this mishap out. I was also there when she got an eviction notice on her door AFTER the courts ordered the Bank away from her home. She started packing her children's pictures and trophies. She was terrified of all their things being placed on the front lawn. I was also there as she was violently ill for weeks. She lost weight and could not sleep for many nights. What has happened here is nothing less than a crime.

M FoxM Fox

Jerr
Jerr

I applaud you for fighting the bigger stronger banks. Some lucky attorney will pick your case up and I think when that happens all banks will have to make some changes to their foreclosure procedures. I feel for people who lose a home for non payment but I have heard of several cases like yours when the bank made the error. Yours is by far the biggest injustice in the forecloseure mills I have ever heard. Fight until you WIN!

Jerr

Billiedog57
Billiedog57

The Lawyers could be making a fortune on these kind of cases right now. Where are they when it comes to making banks financially accountable for pure ignorance. This family needs to sue them for pain and suffering alone!

Kathy

Jackg
Jackg

Luznars have copies of ALL payments... They are getting railroaded! My heart and prayers goes out to this family.

Jackg
Jackg

I think you misunderstood. Please take the time to read the article or go to fraudulentforeclosure.us to read the entire story. All payments were made ON TIME. The Bank applied money to wrong place or account and has yet to even try to correct THEIR mistake. I am not being forclosed on for non payment It is because THEY made a awful mistake..that our family has to pay for. Ivoryspirit101@gmail.com

Gray
Gray

Are they making their loan payments every month, on time, and in full? If so, they wouldn't have to deal with this. They bought the house, signed the papers, moved in, and started making the payments. Now they have to keep making those payments for 30 years - that's the legal agreement. OK, they got a loan mod. Now - are they making the monthly payments? If so, they wouldn't get foreclosed on. Bottom line: if they aren't paying, what would anyone expect to happen? It's a business transaction, and they aren't holding up their end of the deal. They have to pay the bank for what they bought.

Jackg
Jackg

Luznar's this is so wrong of Deutche Bank. My dog could run a business and treats people better than these bums....Jack, Akron Ohio

Marilyn
Marilyn

I am from the Washington DC area where we get used to deceit and corruption. I picked up on your article as I am in real estate in the Virginia and D.C. area. Deutsche Bank makes most politicians look like "rookies". This bank ignored their responsibility to monitor the actions of those they employ....therefore they are financially liable for their actions...Sue their Business Pants off...someone will take the case on a contingency. Hold the Faith Luznar's. Be Strong..MKL

Keit
Keit

I stay in the same neighborhood as the Luznar family..they are a very humble and quiet family.the kids at that house helps the community..I don't think it's right what the bank is doing to that family..here's my support guys don't take no for an answer..Luznar pride

DMR
DMR

It's about time that ordinary, hardworking families bring to light the injustices that are being suffered as a result of the continued greed and corruption within our financial institutions. I applaud the New Times for its coverage of this compelling story and offer my support to the Luznar family. I can only imagine the emotional and financial hardship that they have been forced to endure due to the incompetence and total disregard of the proper legal process by Deutsche Bank.

nanook5
nanook5

how timely...foreclosurehamlet.org is actually riding up to Tallahassee to do a fraudulent foreclosure rally at the Capitol tomorrow afternoon. stick together & fight back, people.

Daniel
Daniel

This is a terrible terrible story. I hope some lawyer picks this up as a damages suit and takes Deutsche Bank for a great deal of money. These people deserve it. I read on their web site that there were actually FOUR foreclosure actions filed and three were dropped by the bank. The bank knows exactly what they are doing and if they don't they should be put out of business to beat up a family like this. Go Luznar's

GINGER
GINGER

THANK YOU PJB448 SOMETIMES I NEED TO HEAR I AM NOT ALONE.

DONNA SHAE
DONNA SHAE

tHEY WERE PAID CAN'T YOU READ!!!

Gray
Gray

OK, I read the related site (didn't see that link). That story covers a lot more than this short article. There is only one thing I don't get... paying the mortgage by Western Union? What does that mean exactly? Usually, people write a check from their personal account, it gets cashed, and that's that. Or, they set up ACH directly with the bank. Again, the mortgage is paid directly from a personal bank account. The Western Union thing may be totally legit, yet, I see in it the potential for a problem. Then again, I'm not sure with the whole payment process using/through Western Union, and maybe it's a tight process. But it sure seems not. Also, I have a feeling the story on that .us site is leaving out some details. Look, I've missed bills before, and I've had to deal with collections agencies. But, 3 foreclosures? And 25+ phone calls? And still not worked out? I think there is more to this story than is being revealed. Well, no matter, I hope they get their house back and get all their son's college savings back - that's the absolute worst part of it all.

April
April

Again, for G-ds sake DO YOUR HOMEWORK! These companies are not honoring the loan mods irregardless as to whether you pay or not.AHMSI is being sued by five state attorney generals for doing this EXACT SAME THING.

nanook5
nanook5

BANKSTERS=GANGSTERS. how do people still not get this? if you're still unconvinced, gray, then please send me 100,000 dollars tomorrow or i'm foreclosing on you. i have exactly as much right as the banks do in this situation.

Jerr
Jerr

Gray, you didn't read or can't read. This family did everything right. Go put your head back under a rock and just scream out words of ignorance. R

Jackg
Jackg

Thank You Jack!!! God knows we can use all the moral support we can get.

God Bless...

Gray
Gray

I'm sure it's emotionally hard on the family, no doubt. And it's no fun to deal with the bank or the situation. However, "greed and corruption" by financial institutions doesn't come into play at all. They bought the house, took a loan from the bank, and agreed to pay back that money with a payment every month. Then they stopped making payments. That's their fault. I feel bad for them in terms of it being their home, but, they can't live there for free without paying their mortgage. That's the deal they signed for like 30 times at the closing table, to be given $$$ by the bank, and to pay that money back.

nanook5
nanook5

when the banks are dicking around they start insisting payments through money orders such as western union. it's bullshit, and therefore, commonplace in the world of foreclosures. Please research foreclosure fraud more...their story is not only believable but is not even remotely unique. bank crime is completely out of control.

Duncanclan2002
Duncanclan2002

I have read your post and IF  you took the time to read the story, you would of read that they MADE all payments to the bank.Read the story first and then comment. just saying    

April
April

Perhaps if you did your homework on what has really transpired on these fraudulent mortgage "backed securities", you would see that the lenders themselves took multiple (read 20 to 30) seperate insurance policies out on each of these mortgages BETTING THAT THEY WOULD FAIL. They are then paid literally millions of dollars from the investment pools that these "policies" are written from. So it is in their best interest to try and foreclose on every single mortgage that was handled by MERS or securitized. Almost every loan Duestche Bank (which is the bank in question here) took out from the early 90's to 2008 was bundled and handled in the MERS system. This mortgage has already been paid back to the original investor over and over and over again. So before you go casting judgement on these people, perghaps you should spend some time asking yourself how it is that this "fraudclosure" has turned into such an epidemic and why is it that so many people are now unemployed and unable to find work and inflation is doubling at a pace previously never before seen. And last but certainly not least, WHY the bankers who bet against their OWN INVESTMENTS BY INSURING THEM TO FAIL were bailed out to the tune of TRILLIONS of OUR TAX dollars and they are all doing JUST FINE while the rest of us struggle to feed our families......

Duncanclan2002
Duncanclan2002

I would love to set up a picket line in front of the property and the bank .....any followers ?

Now Trending

Miami Concert Tickets

From the Vault

 

Loading...